Top 5 Best Loan Apps In 2019

Loan Apps List in kenya 2019

  • Shika loan app
  • Branch loan app
  • Pesa Zone loan app
  • Jazika loan app 
  • Tala loan app 
  • Stawika Loan App
  • Utunzi Loan App
  • Saida Loan App
  • Timiza Loan App 
  • Afrikash loan app
  • Ubapesa 
  • Okash Loan App 
  • Okolea loan app 
  • Haraka loan app 


Look at some of what we used to grade:-

  • Some apps were easy,simple to use and even attractive in colour while others were not at all.
  • I had to pay fees or charges before applying for loans with some apps
  • I had to upload Mpesa statements for some apps to get and read my data while other apps did everything from the background after giving permissions.
  • With some apps,you can call ,sms, DM on social media or email to get assistance from customer care desks.Some ,you just drop a message within the app.
  • Not all apps disbursed loans instantly.It can take hours or days. Some never worked on weekends. I had to wait till Mondays. 
  • Some apps give rewards for referring friends and family while others don’t .The rewards’ value and the redeeming terms also varied though.
  • With some apps, I had to wait a bit long (like a day)  for the app to update after making a repayment. Other apps updated instantly.
  • My loan limit increased fast and with large margins with some apps.With others ,the margins were small and increased after a very long while.
  • Some apps gave extremely small loans for a start while others started with thousands. 
  • Some apps charge high interest rates while others charge low affordable rates. 
  • I also found that some apps offered more services in addition to Loans for example buying airtime, insurance and paying bills.

5 Top Loan Apps in 2019

After considering all the experiences I went through while using loan apps, I would name the following apps as the best as of 2018.

  • Timiza Loan App
  • Tala Loan App
  • Branch Loan App
  • Okash
  • Okolea

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